At first, you will find it hard to put everything together. You have to find all your bills, figure out how much you have in your accounts, how much your valued items are worth, and how much is left to actually own them. Once you have your plan written down and you know where you are going, you can make things easier in the future by automating the process.
There are a number web sites that will use your online logins to pull the data it needs to work everything out for you. In addition, there is stand alone software out there that resides on your computer but also downloads everything for you. You will be able to put all your financial information in this program and it will be able to tell you everything you need to know. If you are asking yourself if this is safe, the answer is yes and no. Ensure you use a reputable company to get financial programs from and ensure you use the security that is provided with them.
Knowing how these programs work is essential to your financial clarity. If you are given all the answers then you will not be able to see if there is an issue with what the software is telling you. I would encourage to seek out a financial education program that helps you to understand all the ways money can work for you or against you.